Health plan intelligence for the people who use them and the people who build them
Planlytyx is the AI-powered platform where consumers discover how well their health plan fits their life — and payers discover what members actually think about their coverage.
No account required · 3 minutes · Free
Choosing a health plan shouldn't require a finance degree
Every year, millions of Americans pick a health insurance plan based on one number: the monthly premium. But premiums only tell part of the story.
A plan with a low monthly payment can cost you thousands more in deductibles, copays, and coinsurance when you actually need care.
That's what Planlytyx does.
Your Plan Match Score
A personalized health plan report card from 0 to 100 — measuring how well your current plan actually fits you.
Are you overpaying?
We estimate your total annual cost and compare it to similar plans in your area.
Does your plan cover what you need?
We check your conditions and medications against your plan's actual cost-sharing.
Can you afford a bad year?
We flag if your out-of-pocket max could be financially devastating.
Three steps. Three minutes. Zero confusion.
Upload your plan document
Take a photo of your SBC or upload the PDF. Our AI reads it instantly.
Tell us about your health
A quick questionnaire about your conditions, medications, and budget.
Get your Plan Match Report
Your score, findings, cost projections, and next steps — all in plain English.
Ready to see what's really in your health plan?
Whether you're a consumer who wants to understand your coverage or a payer who wants to understand your market — Planlytyx turns SBC data into actionable intelligence.